Legacy Roofing and Exteriors

Insurance Loss Claims & Roof Inspections

Legacy Roofing & Exteriors is a family-owned roofing company offering roof installation, roof replacement and repairs. We have over 13 years of experience in the construction industry and are insured and bonded. We also help with insurance loss claims and roof inspections.

Insurance Loss Claims

We understand that dealing with insurance companies and contractors can be confusing and intimidating. Our professionals at Legacy Roofing & Exteriors help you with your claim and complete a professional installed roof.

Legacy Roofing and Exteriors

Steps in Roof Inspection & Installation

Roof Inspection

Let our professionals at Legacy Roofing & Exteriors inspect your roof for storm-related damage.

File a Claim

Call your insurance companies claim center to file a claim. The process takes a few minutes. They will assign you a claim number.

Scheduling an Adjusters Appointment

Make sure you contact Legacy Roofing & Exterior so one of our reps can be out there during the insurance inspection. Call us once the adjuster contacts you to give us the time and date.

  • We are trained to work with adjusters to make sure they approve your entire roof.
  • We also make sure that they cover everything in your scope and that prices meet current market value.
Reviewing Your Claim

Once you receive your scope of loss, please call us. We will sit down with you and review every item. We want to make sure that every question is answered and that they are paying "fair market value." If the scope is correct, we will continue selecting your roofing material.

Price Agreement

In some instances, a "supplement" is filed, which is a request asking the insurance company to pay a difference in additional work or material. That supplement will never be the responsibility of the homeowner.

Roof Installation

Before the roof installation is done, we will do a walk-through with you to go over the details, such as a satellite dish, which at times needs to be removed. We also suggest contacting your provider and scheduling a reset. We also request our customers to remove their cars from the driveway during the roof installation.


Once the roof is completed, the 1st ACV check would be due. We will also file a depreciation request so your insurance can release the remaining funds called (recoverable depreciation) and supplements.

Final Payment

After you get the depreciation check, we can schedule a time to meet. We will also ask for your deductible check and once we get the check, we will mail your warranty within 2 weeks.

  • Our expert crews install materials to manufactures standards.
  • We offer a four-year labor warranty.
  • We do not accept money unless you are completely satisfied.
  • We are fully insured and bonded.
  • We have references available.

Frequently Asked Questions

Does your contractor have a place of Business?

Make sure he/she does not work out of their car/garage/apartment/house. Here Today. Gone Tomorrow.

Does you contractor have credit with material suppliers?

Contractors that don’t have credit with material suppliers tend to move from storm to storm rather than establishing a business in one location. These contractors are less likely to offer you a workmanship warranty on your roof and if they do, they might not be around within a few years if a warranty problem comes up.

Does your contractor ask for money upfront to purchase materials?

You should NEVER pay money up front to a contractor before any work has been performed. You are not protected in any way from the contractor taking your money and moving on to the next town.

Is your contractor a member of the Better Business Bureau?

Reputable contractors will be long standing members of the BBB. Check our BBB Rating.

Is your roofing contractor licensed with the State Association?

The State Association for the state of Texas is the Roofing Contractors Association of Texas (RCAT). State Roofing Company is a long-standing member of RCAT and John Giffin, Director of State Roofing Company, is a Past President and is on the Board of Directors. State Roofing Company is licensed through the RCAT Licensing Program for both Residential and Commercial Roofing. Our license number is #00-0000

Does your contractor give you a choice of shingle brand?

A contractor should inform you of the various brands available in your area and give their recommendations for your home. State Roofing Company is a GAF Master Elite Contractor and an Owens Corning “Top of the House” Certified Contractor. See our awards and certificates page for all of State Roofing Company’s Certifications.

Does your contractor have general liability and workers compensation insurance?

Always make sure that your contractor has current general liability and workers compensation insurance in case of an accident occurring at your home. You can request a copy of the insurance certificate to make sure it is in good standing.

Does your contractor have a roofing crew leader and superintendent to oversee your roofing installation?

State Roofing Company has a crew leader on all jobs that inspects the work as it is being performed. Each job is also checked by a superintendent or inspector multiple times a day.

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